What does an AI aggregator cost compared with each lab's own plan?
Buying ChatGPT Plus, Claude Pro and Google AI Pro separately costs $59.99 a month: $20, $20 and $19.99 on each lab's own page in October 2026. That bill is the reason AI aggregators exist. Here's the cheapest month to month plan of three hosted aggregators next to it.
The chart flatters the cheap end. A $4.99 plan doesn't buy what three full subscriptions buy, and the table says what each one leaves out. ChatHub and Monica show their entry prices billed yearly, and T3 Chat shows its price only after you sign in, so those three sit in the table, not the chart. We read every row on the vendor's own page on 12 October 2026. Prices are in US dollars.
| Aggregator | Type | Cheapest paid plan | Models, in the vendor's words | What it lacks |
|---|---|---|---|---|
| Poe | Hosted, compute points | From $4.99 a month | GPT, Claude, Gemini and millions of bots made by users | Its help center publishes no points figure per plan |
| T3 Chat | Hosted | Shown only after sign in ($8 a month in 2025, per its founder) | GPT-5, Claude, Gemini and more | No message count; a Base bucket refills every 4 hours |
| Monica | Hosted | Pro, $99 a year ($8.30 a month) | GPT-6 Luna, Claude 4.5 Haiku, GPT-6.1 Sol, Claude Sonnet 5.5, Gemini | 200 advanced model queries a month on Pro; no Claude Opus in any plan's model list |
| ChatHub | Hosted | Pro, $14.99 a month billed yearly (list price $19) | 30+ AI models | 1,500 advanced queries a month on Pro |
| Overchat | Hosted, credits | Pro, $14.99 a month or $49.99 a year | No total stated | No credit price per advanced model on the plan page |
| Whizi | Hosted, credits | Starter, $15.99 a month ($10.99/mo billed annually at $131.99) | 280+ | Starter reaches 3 models; Claude Opus starts on Pro at $29.99; no team accounts |
| OpenRouter | API gateway with a chat room | Pay as you go, plus 5.5% on credit purchases | 500+ models from 80+ providers | No subscription; you buy credits and pay per token |
| TypingMind | Bring your own key | Paid once, from $39 | Any lab you hold an API key for | Every lab's API bill comes on top |
| Duck.ai | Free chat inside DuckDuckGo | Free; Plus and Pro add bigger models | Free: Claude 4.5 Haiku, GPT-5.4 mini, Mistral Small 4 and more | No published message count; Claude Opus 4.8 and GPT-5.6 Sol need Pro |
Only three of the nine publish a monthly count of answers from their top models. ChatHub Pro gives 1,500 advanced queries, Monica Pro gives 200, and Whizi's credit table works out to 125 Claude Opus answers on Pro. The rest meter you in points, buckets or tokens, so you find the ceiling by hitting it. T3 Chat's FAQ puts its meter this way: "Base refills every 4 hours, and Overage refills on your monthly renewal date."
What are the four kinds of AI aggregator?
An AI aggregator comes in four shapes, and the shape decides how you pay. Lists mix them up.
- Hosted subscriptions (Poe, T3 Chat, Monica, ChatHub, Overchat, Whizi) charge one monthly fee and meter you in credits, points or queries. You don't need an account with any lab.
- Bring your own key clients (TypingMind) sell you the app once. You paste in keys from OpenAI, Anthropic or Google and pay each lab per token.
- API gateways (OpenRouter) put hundreds of models behind one bill for developers, then add a chat room on top.
- Free chats inside another product (Duck.ai) give you a few small models at no cost and keep the bigger ones for subscribers.
OpenRouter is the odd one, and its FAQ spells out the billing: "Credits are simply deposits on OpenRouter that you use for LLM inference." Its pricing page adds a 5.5% fee when you buy them. Our OpenRouter alternative page covers when a gateway is the wrong tool.
The phrase has two other meanings in search results. An AI news aggregator collects AI headlines, and an AI tools directory lists AI apps. Neither one lets you chat with a model, so neither is on this page.
What is the best AI aggregator?
The best AI aggregator for most people is a hosted subscription, because it needs no API keys and sends one bill. Which one wins depends on the job:
- Cheapest way in: Poe, which its help center prices from $4.99 a month. T3 Chat was $8 a month in 2025, but it shows the current price only after you sign in, and its usage refills every 4 hours.
- A count you can plan around: ChatHub Pro. Its pricing page lists 1,500 advanced queries a month, and you can ask up to 6 chatbots at once.
- Paying only for what you send: OpenRouter charges each provider's per token price plus the 5.5% fee.
- You already hold API keys: TypingMind, which its docs price from $39, paid once.
- Free and private: Duck.ai keeps your recent chats on your device.
Poe and Whizi go head to head in Whizi vs Poe, and Poe vs TypingMind vs Whizi adds the key holder's view. The best all in one AI platforms guide covers the self hosted tools too.
Is there a free AI aggregator?
Yes. Duck.ai is the best free AI aggregator if privacy matters to you. DuckDuckGo's Duck.ai help page lists free Claude Haiku, two small GPT models, Mistral Small and two open models, and says its Recent Chats feature "stores chats locally on your device." It doesn't publish a message count, only that free use has a daily limit.
Most paid aggregators have a free door too. OpenRouter gives 50 requests a day across 25+ free models. Poe's FAQ says people who don't pay get points every day, and unused ones don't carry over. Monica's free plan allows 40 uses of its basic models a day. The top models are paid on the free plans we checked. Duck.ai keeps Claude Opus and GPT Sol for its Pro plan, and Monica's free plan covers basic models only.
What do you give up with an AI aggregator?
You trade unlimited use of one lab's chat app for metered use of many models. Do the sum first. That's fine if you spread your work around. It's a bad deal if one model gets nearly all your messages, and then its maker's $20 plan is the better buy.
You also add a company in the middle. Your prompt passes through the aggregator before it reaches the lab, so its privacy policy matters as much as the lab's. OpenRouter's FAQ says chat room conversations are stored on your own device. Is a third party AI subscription safe lists seven checks to run on any vendor in the table.
Bring your own key tools carry a cost you won't see on their pricing page. TypingMind's license page says its Premium price "does not include API costs." So your OpenAI, Anthropic and Google bills arrive on top of the license, and each of them grows with every long chat you run and every file you paste in. Plan for both.
Whizi is a hosted aggregator that costs more to enter than Poe or Monica
Whizi, which publishes this page, is a hosted aggregator with 280+ models on the web, iOS and Android. It loses on entry price. Starter is $15.99 a month and reaches three models: ChatGPT Luna, Claude Haiku and Whizi AI. Claude Opus starts on Pro at $29.99, and the full catalog needs Powerhouse at $49.99. OpenRouter lists more models, and Whizi has no team accounts, no developer API, and no way to use your own API keys. The free tier is 10 messages a day on Whizi AI, Auto or Claude Haiku 5.5. Where it wins is the count. Every model has a fixed credit price, so Pro's 2,500 credits buy 125 Claude Opus answers or 250 Claude Sonnet ones, and Pro runs two models side by side on one prompt. The credits page prices every model, and pricing lists each plan.
- Add up what you pay each lab today before you compare aggregators
- Check which plan reaches the model you use most, not just the entry price
- Look for a published monthly count of top model answers
- Read where the aggregator stores your chats before you paste in work
Frequently asked questions
Is an AI aggregator worth it?
Yes, if you use models from two or more labs. ChatGPT Plus, Claude Pro and Google AI Pro cost $59.99 a month together as of October 2026, and most hosted aggregators start under $20. If one model gets nearly all your messages, that lab's own $20 plan gives you more of it. Is Claude Pro worth it weighs what that plan includes against the limits you will hit.
Is OpenRouter an AI aggregator?
Yes, though it's built for developers first. OpenRouter puts 500+ models from 80+ providers behind one API and one bill, and its chat room sends one prompt to several models at once. You pay per token from prepaid credits, with a 5.5% fee when you buy them, as of October 2026. LLM API pricing statistics shows what input and output tokens cost across the models OpenRouter lists.
Are AI aggregators safe to use?
An AI aggregator is as safe as its privacy policy, because every prompt passes through it on the way to the lab. Check where it stores chats and whether it trains on them. OpenRouter and Duck.ai both say chats stay on your device. The ChatGPT training checker shows whether your plan lets OpenAI train on your chats and how to opt out.
Can an AI aggregator answer one prompt with several models?
Some can. ChatHub Pro lets you ask up to 6 chatbots at once, OpenRouter's chat room sends one prompt to several models, and Whizi can run two models side by side. You can also compare AI models side by side with a free tool that sends one prompt to several models.
