Canada child benefit 2026: up to $8,157 per child under 6

What are the CCB maximums for July 2026 to June 2027?

The maximum CCB for July 2026 to June 2027 is $8,157 a year ($679.75 a month) per child under 6 and $6,883 a year ($573.58 a month) per child aged 6 to 17. A family gets the full amount only when its 2025 adjusted family net income (AFNI) is $38,237 or less canada.ca.

The prior year figures come from the CRA's base year 2024 table canada.ca. The federal release put the increase at up to $160 per child under 6 and $135 per child aged 6 to 17, paid tax free canada.ca. Every dollar amount moves each July with the Consumer Price Index under subsection 122.61(5) of the Income Tax Act laws-lois.justice.gc.ca.

How fast does the CCB phase out as family income rises?

The reduction depends on AFNI and on how many children are in your client's care. Between $38,237 and $82,847 it's a flat percentage of the income over $38,237. Above $82,847 it's a fixed dollar amount plus a lower percentage of the income over $82,847 canada.ca.

The fixed amounts are just the first tier run to its end: 13.5% of the $44,610 band is $6,022. Because the second tier rates are low, high earners keep a real benefit. The CRA's own example has a family with four children over 6 and AFNI of $200,000 still getting $6,142.47 for the year canada.ca.

AFNI is family net income (your client plus a spouse or common law partner) minus any universal child care benefit and RDSP income received, plus any of those amounts repaid, so a spouse's income counts in full canada.ca. Who counts as a spouse is its own question; see common law partner rules.

What does a family with two children and $95,000 of income get?

Take a couple with children aged 4 and 8 whose combined 2025 net income was $95,000, with no universal child care benefit. Two children, AFNI above $82,847, so the second tier applies.

Check it against the federal release: one child aged 5, one aged 9 and AFNI of $65,000 gives $15,040 less 13.5% of $26,763, or $11,426.99, which the government rounds to about $11,430 for July 2026 to June 2027 canada.ca.

When are the 2026 CCB payment dates?

Most CCB payments land on the 20th, but in 2026 the June, September and December payments come earlier canada.ca.

If the yearly amount works out to less than $20 a month, the CRA pays the whole July 2026 to June 2027 entitlement as one lump sum, issued on or after July 20, 2026 canada.ca. The Act builds that in at subsection 122.61(2) laws-lois.justice.gc.ca. The CRA asks recipients to wait 5 working days after a payment date before calling about a missing payment canada.ca.

Why does a client stop getting the CCB even with low income?

A missing return is the usual cause. Your client and their spouse or common law partner each have to file a return every year, even with no income canada.ca. The Act ties the benefit to filed returns in subsection 122.61(1) laws-lois.justice.gc.ca.

A spouse who was a non resident for any part of the year reports world income on Form CTB9 instead. A change in marital status has to be reported by the end of the month after the change, and the CCB is recalculated from the month after it canada.ca.

Eligibility also has a status test: your client or their spouse must be a citizen, permanent resident, protected person, person registered under the Indian Act, or a temporary resident who has lived in Canada for the previous 18 months and holds a valid permit in the 19th month canada.ca.

How do shared custody and the child disability benefit change the amount?

When a child lives with each parent 40% to 60% of the time, the CRA treats it as shared custody canada.ca. Both parents should apply, and each gets 50% of what they would get with full custody, calculated on their own AFNI canada.ca. The CRA won't split it any other way, so a 70/30 arrangement is full custody for one parent and nothing for the other.

The child disability benefit adds up to $3,480 a year ($290 a month) for each child approved for the disability tax credit on Form T2201. It's reduced only above $82,847 of AFNI: 3.2% of the excess for one eligible child, 5.7% for two or more canada.ca. A family already getting the CCB doesn't apply separately.

When a child's DTC is first approved, the CRA calculates the CDB for the current benefit year and the two before it automatically. Earlier years need a written request to the tax centre canada.ca. DTC approval also opens the RDSP grant and bond for the child, and an infirm child under 18 can bring the Canada caregiver amount for the parent.