Lovable pricing: $25 buys 100 credits, plus 150 daily ones

How much does Lovable cost on each plan?

Lovable has four plans: Free, Pro from $25 a month, Business from $50 and Enterprise through sales. You don't pay per seat. Every member of a workspace shares its credits. We read each row from Lovable's subscription plans doc and pricing page on 8 November 2026. US prices, before tax:

Annual billing gives "two months free," in Lovable's words: $250 a year is ten months of the $25 price. All three self-serve plans also get a monthly grant of 20 Cloud credits, 4 AI credits and 1 connector credit for apps you've published. Enterprise gets none of those grants and no daily credits. Its terms are set by contract.

What is a Lovable credit worth on each tier?

A Lovable credit costs $0.25 on Pro's $25 tier and falls only to $0.225 on its biggest tier. We divided each tier's monthly price by its credits, from the same doc, on 8 November 2026. Business runs at exactly twice the rate:

Volume barely moves the price. If you go from 100 credits to 10,000, you save only 10% on each one of them. Annual billing saves more: $250 for 1,200 credits is $0.208 each, about 17% under monthly. The daily credits beat both. Lovable's credit top-ups doc sells extra credits at $15 per 50 on Pro and $30 per 50 on Business, so a top-up costs 20% more than the same credit inside a plan.

Daily credits only count if you show up. They "reset at 00:00 UTC and do not roll over," per Lovable, so 5 unused credits vanish each night. A builder who works every day of a 30-day month gets 150 of them on top of Pro's 100. That's 250 credits for $25, or $0.10 each. Someone who builds on weekends gets about 40. One catch: Lovable's pricing page says "some regional plans cap these at 30 per month," the same cap Free has.

How much does it cost to build an app on Lovable?

A small app costs about 67 credits on Lovable, or $16.80 of Pro credit, when we price it at Lovable's own example rates. The credits and usage doc lists "Make the button gray" at 0.50 credits, "Remove the footer" at 0.90, "Add authentication" at 1.20 and a landing page with images at 2.00. Plan mode costs "1 credit per message." Here's a booking app built from those rates:

The counts are ours, so treat the total as a worked example, not a quote. Lovable says the example costs are illustrative and "actual costs vary." Its pricing page prints 1.70 credits for the same landing page prompt. At $0.25 a credit, 67.20 credits is $16.80. That fits inside one month of Pro's 100 plan credits, or 14 days of daily credits alone.

Bugs are what move the number. Plan for them. If each of the 15 features needs one fix of the same size, add 18 credits for 85.20. Two fixes each makes 103.20, just past the plan credits but well inside the 250 an everyday Pro builder gets. On Free, the 30-credit monthly cap means the 67-credit build takes three months.

Do Lovable credits roll over?

Yes. Unused monthly credits roll over while your subscription stays active, and they expire two months after they're issued. Annual-plan credits last until one month after the annual period ends. Top-up credits last 12 months from purchase, and Lovable spends the credits closest to expiry first. Here's how long each kind lasts, per the plans and credits doc read on 8 November 2026:

Credits aren't refundable. Lovable's pricing page says they "aren't refundable or redeemable for cash or any other value." If you move to Free, unused paid credits come back when you resubscribe, as long as they haven't expired.

How are Lovable Cloud and AI usage billed?

Lovable Cloud and AI features in your app are paid from the same credit balance you build with. Each self-serve plan gets 20 Cloud credits, 4 AI credits and 1 connector credit a month for free. Lovable calls these grants "a temporary offering and subject to change." Past them, the balance pays. The plans doc converts older Cloud and AI balances at $0.25 a credit on Pro and $0.50 on Business, so the Cloud grant is worth $5 on Pro and $10 on Business.

Cloud costs come from the database server, database storage, network, file storage, compute and realtime. Lovable doesn't publish a per-unit rate. Instead, the Manage instance dialog shows an estimated monthly cost in credits under each database size, from Tiny up to X-Large. Lovable's pricing page says hosting "does not cost anything" for most smaller or new apps, because the grant covers them. AI calls inside your app are priced from "the underlying provider model costs."

When the balance hits zero, it's a hard stop. When a workspace runs out, "building stops, AI features in deployed apps stop working," and apps on the built-in backend pause. One exception moved off Lovable's bill on 20 October 2026: Supabase projects created through Lovable are now billed by Supabase to your own organization. Chat is separate too. Since 21 September 2026, chatting is free within a daily allowance, and messages past it cost "typically a fraction of a credit."

Is Lovable Business worth it over Pro?

Business is worth it only for its controls, because it buys the same credits at twice the price. A $50 Business plan and a $25 Pro plan both carry 100 credits. What the extra $25 adds is SSO, role-based access, the Lovable API, workspace-wide publishing, a security center and workspace data kept out of AI training by default.

What it costs to run an app doesn't change. Lovable's pricing page says Cloud and AI usage cost the same on both plans. For a solo builder or a small team that doesn't need SSO, Pro is the plan. Creating Lovable API keys needs Business or Enterprise, per Lovable's changelog of 8 September 2026.

What does Lovable cost next to the rest of your AI stack?

Lovable plus ChatGPT Plus and Claude Pro costs $65 a month, as of November 2026. Many builders pair an app builder with a chat model for planning, debugging and copy. We read OpenAI's ChatGPT plans and Anthropic's Claude pricing on 8 November 2026:

Whizi, which publishes this page, can replace the two chat plans but not Lovable. Keep Lovable for building the app: Whizi has no app builder, no hosting and no coding agent. Whizi Pro is $29.99 a month for 2,500 credits, and it puts Claude, GPT and Gemini in one chat, with credits per message varying by model. That takes the $40 pair down to one bill. If Lovable is your only AI subscription, Whizi adds cost instead. The cheapest way to use Claude and GPT compares the chat routes.

How can you pay less for Lovable?

Use the daily credits first, buy annual if you'll stay a year, and top up only for a one-off spike. Students and teachers get 50% off Pro's 100-credit tier for up to 12 months, which makes it $12.50 a month. The discount needs a school email, applies only to monthly billing and doesn't cover bigger tiers.

It pays to plan before you build. A Plan mode message costs 1 credit plus any research Lovable runs while planning, and a vague build prompt that needs three fixes costs more. Pause or remove a database you aren't using, which Lovable's docs list as a way to save credits. Set per-member limits on a shared workspace. Lovable added usage alerts on paid plans on 7 October 2026, and admins get an email when credits look likely to run out before the refill.